Medicare Advantage
You've got questions. You've probably been overwhelmed with information from many sources. You've gotten all kinds of mail. Let's stop the confusion. Consult a local professional with the experience you need with your Medicare Advantage questions.
Use one of the 3 options below to get more information!
Frequently Asked Questions
I don't think a Medicare Advantage plan is for me.
Are you sure? This could cost you quite a bit of money if you're wrong.
Can't I just get the same plan as my spouse?
Absolutely, but there are many factors that could lead us to choose a different plan for you.
Can't I just choose the option with the cheapest premium?
Quite often, the cheapest premium does not translate into the lowest long term cost.
Medicare Supplement vs Medicare Advantage?
Medicare Supplements go with traditional Medicare. Medicare Advantage plans replace traditional Medicare.
What's the benefit of a Medicare Advantage policy?
Lower monthly premiums and most plans include prescription drug benefits.
Can I keep my current doctor?
It depends. Some plans allow you to go outside of their network and others do not.
I have a plan now. I'm good right?
Plans change each year. We keep up with the changes. Let us help keep you in the correct plan.
Are you eligible for a Medicare Advantage Plan?
This can get confusing. Your initial eligibility is:
- You become eligible for Medicare Parts A and B because of disability or turning age 65. - The initial enrollment is a 7 month period that starts 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65. - Your coverage will begin the first day of the month after you ask to join a plan. if you join during one of the 3 months before you turn 65, your coverage will begin the first day of the month you turn 65. Or, - You are already age 65 or older and lose creditable employer provided group coverage. Or, - You qualify for a Special Enrollment.
Let's figure out who you are and what you need.
Our job is to help you navigate the world of personal insurance. We listen to you and learn about your lives and build a package to fit your specific needs and budget.
We are all about education. We don't sell you things you don't need; We tell you what's available, how it covers you and how much it costs.
Most importantly, we listen. We give you the tools necessary to build the levels of protection you want.
Our job is to change people’s perception of the insurance industry, one client at a time.
Let's get the facts so you can make an informed decision about a Medicare Advantage plan.
We'll sit down with you and answer any questions you may have. We'll figure out a solution that fits your budget and needs.
No hidden agenda...
As an independent agent, we work with multiple carriers, which allows us to bring a lot of options to the table. It is a truly objective process. We'll pick what's right for you.
Benefits
Let's consider your long term needs...
Take advantage of our experience and what we've seen with other clients. History of diabetes? Let's consider that. Other chronic conditions? Let's talk about it.
Benefits
Some of the companies we represent:
We'll keep up with plan changes for you.
Quite often, our new clients are a bit nervous when they come visit for the first time. All the new information is overwhelming. It's information overload.
Does it seem like everyone is speaking 'Greek'?
The terminology can be so confusing. Plus, there are endless plans out there. We can help.
General Questions? No problem. Give us a call at: (336) 629-5548
Speak with a licensed agent to get advice for your specific situation.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
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Get in Touch
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Hours
Monday – Friday 8am – 6pm
Saturday Closed
Sunday Closed
Other Times By Appointment
Contact
Address 928 Sunset Ave #300
Phone (336) 629-5548
Email chris@chriswardinsurance.com