Broker vs. Agent – The difference is important

In Health Insurance, Life Insurance, Medicare, medicare advantage by KeithLeave a Comment

As an insurance broker, we represent you and not the insurance company. Let us help find the Medicare or insurance plan that fits you best.

When you are considering working with a Medicare broker to help navigate your healthcare options, you should have specific expectations and preferences.

  1. Expertise and Knowledge: You need a Medicare broker who is well-informed about all aspects of Medicare, including Original Medicare (Part A and Part B), Medicare Advantage (Part C), Medicare Prescription Drug Plans (Part D), and Medigap (Medicare Supplement) policies. We have in-depth knowledge of these programs and are able to provide clear explanations and recommendations.
  2. Impartial Advice: Seniors value our unbiased and impartial advice. You should feel confident that we are not steering you toward a particular plan or carrier for financial gain but genuinely focused on finding the best coverage options to meet your specific needs.
  3. Access to Multiple Carriers: As a Medicare broker we work with multiple insurance carriers and plans, offering seniors a wide range of choices. This allows seniors to compare different options and select the one that suits them best, both in terms of coverage and cost.
  4. Personalized Guidance: We take the time to understand your individual healthcare needs, budget, and preferences. We tailor our recommendations to the senior’s unique situation, considering factors such as health conditions, prescription medications, and preferred doctors.
  5. Transparency and Clarity: We are transparent about the costs, benefits, and potential limitations of different Medicare plans. You will receive clear and easily understandable information about plan details, including deductibles, copayments, and coverage restrictions.
  6. Assistance with Enrollment: Of course, we will assist seniors in the enrollment process, making it as smooth and hassle-free as possible. This includes helping you fill out paperwork, explaining deadlines, and ensuring all necessary steps are taken to enroll in the chosen plan.
  7. Ongoing Support: We’re happy to support you throughout the year, not just during the initial enrollment period. This support may include reviewing your plan annually to make any necessary adjustments based on changes in your health or medication needs.
  8. Accessibility and Communication: Accessibility is crucial. We are easy to reach, whether through phone calls, emails, or in-person meetings. Prompt and clear communication is essential to address any questions or concerns that may arise.
  9. Compliance and Ethical Conduct: We operate ethically and comply with all relevant regulations. We will always act in your best interests and adhere to industry standards.
  10. Cost-Effective Solutions: We understand that senior citizens often have budget constraints, so part of our job is to help you find cost-effective solutions that balance coverage and affordability.

We know you’re looking for a Medicare broker that combines expertise, impartiality, access to a variety of plans, personalized service, transparency, and ongoing support. Building trust and a strong working relationship with you is essential as you navigate the complexities of Medicare and healthcare coverage options.

The best way to get started is to schedule a free consultation with us. We’ll sit down and go over all your options. Then we’ll determine the best plan for you and the best plan for your spouse. You may not need the same plan.

From Chris, “My job is to educate you on the options available. I’ll tell you what’s available, how it covers you and how much it costs.”

You can schedule your free private consultation here:

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