Long Term Care Insurance


Long term care insurance is protection for care not generally covered by health insurance or Medicare. Some people refer to this as nursing home insurance. But, did you know that 80% of all people receiving long term care services, receive them at home? Plus, if you have it, you are protecting your nest egg and you don’t have to spend down your assets to qualify for Medicaid. That’s why I call them peace of mind policies.


Schedule an Appointment with Chris

or Call 336-629-5548

Provides Coverage for…

Daily Living Needs

  • Bathing
  • Dressing
  • Eating

And
Or

Skilled Care

  • Home Nurses
  • Therapists
  • Other Professionals

When you can’t care for yourself…

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Long Term Care insurance can be the solution.

Have you heard it’s too expensive? Let us show you some options.

Benefits

  • Protect your investments
  • Preserve your savings
  • Reimbursed a daily amount

Have Questions?


No problem. We’ll show you the options available. There may be quite a few out there you’re not aware of. Give us 15 minutes to show you what’s available. There’s no cost for the consultation.

I’ve waited to buy and have a few health issues…


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That’s ok. There are many different types of coverage. “Blended contract” options might be a great solution for you.


Benefits


  • Lower premiums
  • Excellent coverage
  • Money available if you don’t need the coverage

When should I buy coverage? How much coverage?


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We usually suggest purchasing in your 50s or early 60s. Coverage amounts vary quite a bit. We can develop a plan with you that covers all of this.


Benefits


  • Budget now for future costs
  • Can incorporate into retirement plan
  • Peace of Mind

What about inflation? Health care costs seem to be going up all the time.


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Absolutely. Nursing-home and assisted-living costs have increased by about 4% per year over the past few years. Home-care has increased by 1.3%. It’s important to factor those increases into the right coverage for you.


We’re a healthy couple. Can we get a benefit by buying a policy together?


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Absolutely. In many cases you can buy a ‘shared benefit’ plan that can save you money and let you ‘share’ the coverage. Not only that, but if spouses apply and are approved together, many companies offer substantial discounts. See us for more details.

Having a plan in place can save you money!

Schedule an Appointment Today!


Schedule a no obligation appointment with Chris today! No pressure, no stress.

Get in Touch


Contact us or make an appointment with Chris today!

Hours


Monday – Friday 8am – 6pm

Saturday Closed

Sunday Closed

Other Times By Appointment


Contact


Address 928 Sunset Ave #300

Phone (336) 629-5548

Email chris@chriswardinsurance.com